Actionable consumer insights built from robust consumer credit, alternative data, and attributes

Leveraging Scores and Attributes from Equifax can help clients build a stronger foundation for predictive decisioning with current consumer credit risk perspective and for marketing optimization. Access actionable consumer insights like <bold><a href="" target="_blank">OneScore</a></bold> built from robust consumer credit and alternative data attributes and industry-specific decisioning tools to accelerate acquisition, mitigate risk, and increase revenue.
Help Streamline Revenue

Streamline acquisition processes and targeted cross-sell and up-sell campaigns. Say “yes” to more qualified applicants while managing risk

Identify Fraud and Risk

Quickly identify high-risk or potentially fraudulent consumers

Strengthen Account Management

Utilize comprehensive, accurate and up-to-date insights available -- including trended data -- at any point in the consumer lifecycle

Key Features
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      Leverages our broad library of data assets including traditional  credit, plus alternative data like telco, utility, cable, Pay TV, and Specialty Finance data

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      Utilizes proprietary, explainable artificial intelligence tools to deliver actionable,  industry-leading insights

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      Provides meaningful insights on more consumers to inform better decisions

Use Cases
Scores and Attributes are for businesses that need to:
  • Determine credit worthiness of new customers for the purposes of making lending decisions, insurability, utility and telecommunications account acquisitions, and more
  • Help expand market share while managing risk by utilizing alternative data
  • Make quick, actionable account acquisition decisions
  • Deepen a consumer’s relationship with cross-sell and up-sell opportunities

Scores and Attributes is for:
  • Lenders:
    • Fintechs
    • Financial Institutions
    • Banks
    • Credit Unions
    • Specialty Finance 
    • Mortgage / Capital Markets
    • Auto
  • Auto dealers
  • Insurers
  • Government
  • Utilities
  • Communications
  • Technology Partners

Scores and Attributes can be used to access:

For a more comprehensive list of scores and attributes, please reach out to your Equifax representative.

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