Help mitigate fraud using Luminate - our premier real-time, adaptive, identity fraud solution
Harness the power of machine learning and iterative analytics to help manage fraud decisions, as well as reduce false positives, manual reviews and operational fraud risks.
Simplify, clarify and increase speed of identity verification matching and authentication for reduced friction, increased acceptance rates and a consistent consumer experience.
Leverage existing data/technology investments (both internal and external) to orchestrate, connect and augment as needed.
Prebuilt NAO solution: All customers receive prebuilt set of rules, signals and NAO model, which are customizable according to their business risk tolerance.
Data-lake capabilities: Quickly ingest big data in volume, velocity and diversity from across the customer’s business, from Equifax and from third party partners to generate meaningful fraud and risk insights.
Device Intelligence: Analyze hundreds of mobile and desktop device characteristics and behaviors—including browser, language, location, operating system, even mobile emulation and battery level—to fingerprint devices.
Configurability: Rules, queues, decision strategy and user interface configurations can be customized per customer. Only the data model, schema and third party data feeds are fixed and cannot be changed. Customers receive standard prebuilt models.
Dashboards and Reports: A standard set of dashboards and reports for all customers.