The Most Comprehensive Repository of Information on Speciality Finance Consumers

<p>DataX provides a distinct view of a consumer's non-prime tradelines, payments, and inquiry activity that aren’t found on a traditional credit file.</p>
Benefits
Risk
Minimizes Risk

Gain data intelligence, such as tradeline history, bank account information, and loan information or status, which is typically unavailable through traditional credit bureau.

CONVERTS
Say “YES” More Often

Maximize your consumer coverage utilizing specialty credit data found in the DataX credit database.

Fraud
Prevent Fraud & Risk

In-depth, multi-dimensional view of the non-prime borrowers.

Key Features
    • circled-check

      Retrieves the most recent tradeline information compiled from short-term loans, installment loans, non-prime credit cards, consumer durable goods and more.

    • circled-check

      Uses attributes to provide a full view of the consumers borrowing history, which is typically unavailable through traditional credit bureaus.


Use Cases
DataX Credit Report is for businesses that want to:
  • Gain data intelligence, such as tradeline history, bank account information, and loan information or status
  • Gauge how often a consumer inquiries or opens a tradeline in the alternative finance space
  • Expand their universe by finding consumers ready to move up credit spectrum

DataX Credit Report is for:
  • Speciality Finance: 
    • Rent-to-Own
    • Lease-to-Own 
    • Installment Loans
    • Short-term Loans
    • Buy Here/Pay Here Auto
  • Banking and Lending: 
  • Retailers 
  • Auto
  • Cable & Pay TV

To view API Reference you must be logged in.
To view Additional API Docs you must be logged in.