Alternative Data & Lending Solutions

The Industry’s Most Comprehensive Repository of Information On Alternative Finance Consumers.
Benefits
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Increase Coverage
By receiving from short-term loans, installment loans, non-prime credit cards, lease-to-own, rent-to-own and more.
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Glimpse into real-time borrowing history.
Alternative Finance CRA is updated with trades and payment activity in near real-time. Allowing customers to benefit by receiving data on current consumer activity.
Key Features
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      A powerful source of data that can be used to help expand access to underwrite the underserved populations.
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      Mitigate risk by combining B&M and online lending negative data (i.e., bounced payment, shopping for short term loans, financial strain, over-extension).

Use Cases
DataX Alternative Finance Inquiry is for businesses that want to ...
  • Mitigate risk with the underbanked population.
  • Verify consumer identification and conduct compliance checks.

    DataX Alternative Finance Inquiry is for ...
    • Installment loans, lease-to-own/rent-to-own agreements, payday loans, cash advances and other short-term loans.
    • Determine credit worthiness of new customers for the purposes of making lending decisions.
    • Make quick, actionable account acquisition decision using multiple data sources delivered in a single format.

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