<p style="font-size:1.5em;font-weight:500;"> powered by VantageScore® </p> <br> Give customers access to their credit score based on data from 3 nationwide credit bureaus
Give your customers access to their current and historical credit scores calculated from their Equifax® credit report, so they can stay on top of their score trends.
Educate consumers on how specific decisions and actions can impact their credit score, enabling them to make more informed decisions in the future.
Your customers can access current and historical credit scores calculated from all three nationwide credit bureaus in one place giving them the ability to view any differences.
Enables selection of score models, like VantageScore™.
Enables scheduled recurring or on-demand delivery of credit scores.
Stores and delivers not only current VantageScore™ credit score, but also historical VantageScore™ credit scores via the Flashback feature.
Credit Score Coach, powered by VantageScore®, provides guidance on achieving score goals.
- After receiving consumer inputs, JSON Web Token identifies the consumers’ EnrollmentID.
- Invokes the consumer’s latest credit report & determines the current Credit Profile & Score Range.
- Prepares the response payload based on the current Credit Profile & Score Range and returns values for: Payment Activity, Credit Utilization, Debt & Balances and Credit Activity.
- API Returns additional responses, allowing consumers to edit or change the desired credit score goal or timeframes.
When creating your App, be sure to select Type: B2B2C to access the Consumer Engagement Suite products, as they use a different authentication method.