Verify bank account ownership, income, assets, expense and cash flow
Adding cash flow data enables underwriting of consumers with files and can improve predictive performance of models up to 21% compared using only credit data*
*Equifax study of credit card holder.
By expediting the process to verify bank account details such as bank account owner, bank account number, and routing number
By providing net income for traditional salaried jobs and gig work when payment is directly deposited to the consumers account
Access up to 95% of all US checking accounts
Over 1400 incomes, asset, expense and cash flow attributes
Name Matching logic based on Inquiry and Account info
Theme-able Consent UI
Cash flow, income, assets and other transactional data - all in a single JSON or PDF report