Public Products

Account Verification

Verifies information before payments…

Authenticate account numbers presented by consumers

Alternative Employment and Income Data

Provides “stated” consumer information

Consumer-provided employment and income information

AML Connect

AML/KYC Screening and Monitoring

Lower total cost of ownership with a streamlined anti-money laundering compliance service

Automated Data View

Audit Stored Customer Information

Audit the quality of customer’s data stored in the Equifax files

Bank Transaction Data

Access bank transaction data

Improve credit decisions and reduce fraud with consumer consented Bank Transaction Data

Consumer Credit Report

Consumer Credit History and Scores

Delivers better predictive consumer data for fast, well-informed decisions

Consumer Engagement Suite

Credit Scores, Reports, and Monitoring

Provide your customers with single and multi-bureau credit monitoring, credit score and credit…

Digital Identity Trust

Online identity verification

Effective verification strengthens confidence in legitimacy of consumer identity

Document Verification

Authenticate Identities

Confirm identities with Mobile Capture & Facial Match via selfie photo & liveness check

DTEC

Identity Verification and Location

Get instant access to full identity information with an easy, yet powerful SSN-based search

FraudIQ® Identity Scan Alert

Identifies suspicious information

The first line of defense in detecting potential fraud risks

ID Report™

Identity Verification and Location

Get instant access to full identity information with an easy, yet powerful name- and address-based…

InstaTouch® ID

Verified Consumer Pre-Fill

Simplify digital transactions by drastically reducing the required consumer data input

InstaTouch® Pay

Credit Card Presentment

Streamline the way your consumers make online payments with a frictionless digital experience that…

Kount Command

eCommerce Fraud Prevention Solution

Protects against fraud and reduces chargeback and decline rates, manual reviews, and operational…

Kount Control

Online Account Fraud Protection

Protecting against account takeover attacks, while delivering a frictionless customer login…

Limited Consumer Report

Limited Consumer Credit Report

Predictive consumer data without the full Equifax Report for fast well-informed decisions

Luminate

Intelligent Fraud Management

Help mitigate fraud using Luminate - our premier real-time, adaptive, identity fraud solution

Military Lending Act

Verifies military status of borrowers

Obtain a military covered borrower status indicator

myEquifax Allow Access

Access Frozen & Locked Equifax…

Enable consumer to unlock (unfreeze) Equifax credit report during loan application journey

OneView

Single report of multiple data sources

Delivers Consumer Credit File along with Alternative Data assets via a Single Inquiry

Persona

Provides Information for Hiring…

Fast, Economical Online Support for Informed Hiring Decisions

Pre-Approval of One

Application with no impact to a score

Lower friction and amplify your CX by allowing consumers to complete a full credit application…

Precheck Consumer File Status

Identify Locked or Frozen Consumer…

Proactively Manage Consumers with Locked or Frozen Credit Files with Precheck

Prequalification of One

Financial products prequalification

Offer an easy engagement experience for consumers who would otherwise abandon credit searches.

Prescreen of One

Consumer prescreening for lenders

A real-time, individual prescreening solution for pre-approved credit offers

Property Verification

Consumer property ownership

Instantly see property a consumer owns

Recovery Report

Maximize Collectibility Effort

Maximize Collectibility Effort with a Truncated Credit Report for the Collections Industry

Scores and Attributes

Delivers a score without the full…

Predict consumer risk, income, capacity and propensity

Secure MFA

Authenticate mobile devices for…

Added security improves confidence for digital interactions

Specialty Finance Monitor & Block

Monitor and Block Specialty Finance…

Empower consumers visibility to transactions in the speciality finance market

State Issued ID Trust

Authenticates Consumer State Issued ID…

Verifies consumer-provided PII against what’s on file at the issuing agency

Talent Report Suite

Pre-Employment Verifications

Improve your quality of hire and deliver a more efficient hiring process

The Work Number® ID

Consumer Identity Validation

Verify identity of credit or service applicants instantly

Verification Exchange - Canada

Income & Employment Verification

Streamlined exchange of consumer employment and income information

Verification of Education Suite

GradVerify (GV), GradVerify+ (GV+) and…

Verifies someone’s enrollment, graduation, and/or degree information at the college level through…

Wallet Insights

Return measures in real time

Gateway to customizable consumer market analytics that combine your firm’s data with our estimated…