SCPC manages negative credit records, ensuring accurate credit reporting in Brazil.

The <b>Equifax Boa Vista API SCPC</b> offers several key enhancements. First, it simplifies the customer onboarding process by providing a better onboarding experience through its API. Second, it enhances the security of online onboarding. Finally, it empowers sales partners to submit negative records on behalf of their customers, increasing the product’s monetization capabilities.
Benefits
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Higher Security Level
This solution leverages Equifax's most advanced security measures.
Fraud
Better integration experience in the API channel
  • Simplified Onboarding: Customers will experience a smoother and more efficient onboarding process thanks to the improved API integration, including a sandbox environment for testing.
  • Comprehensive Documentation: A user manual and integration guide are available through the Equifax for Developers , providing all the necessary information for a successful implementation.
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Empowers entities
Will enable entities to submit negative records on behalf of their customers, increasing the monetization capabilities of the product.
Key Features
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      Cloud Native Solution
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      API connection: This solution utilizes a modern API connection, replacing the older and less efficient host-to-host (Socket) connection.
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      Safety: It employs more secure authentication and authorization methods.
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      Management of negative records: BVS's negative database allows customers to manage their negative records online by enabling them to add, change, and remove entries directly.

Use Cases
Equifax Boa Vista API SCPC is for businesses that want to:
Boost credit recovery with SCPC data. Creditors can securely contact defaulting customers digitally or via mail, with legal support.

Equifax Boa Vista API SCPC is for:
  • Financial Institutions
  • Banks
  • FinTechs
  • Partners

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