EFX Credit File (ACRO) along with alternative data assets via single access

OneView is an industry leading cloud-based solution that provides a comprehensive view of a consumer in a single delivery from multiple sources. The solution delivers our upgraded consumer credit file along with authoritative data only Equifax can deliver using our unique Income and Employment data, our specialty finance DataX report and Utility and Telecom data all delivered via a single inquiry. The OneView solution helps businesses make faster, well informed decisions and also provides a configuration engine that allows our customers to customize the print image version of the OneView report.
Benefits
MoneyUp
Increase Revenue

By streamlining acquisition processes and targeted cross-sell and up-sell campaigns.

Fraud_Inspect
Help reduce fraud and risk

By quickly identifying high-risk consumers.

Strength
Strengthen account management

By using the most comprehensive, accurate and up-to-date information available, including alternative data sources and optional attributes.

Key Features
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      Assess credit risk with access to a holistic view of a consumer via a single delivery to improve decision making.

    • circled-check

      Help improve decision making with optional scoring models and fraud protection tools.


Use Cases
OneView Report is for businesses that want to:
  • Determine credit worthiness of new customers for the purposes of making lending decisions, new employment verifications, insurability, utility and telecommunications account acquisitions, and more
  • Make quick, actionable account acquisition decision using multiple data sources delivered in a single format
  • Determine credit worthiness of new customers for the purposes of making lending decisions, new employment verifications and insurability
  • Deepen a consumer’s relationship with cross-sell/up-sell opportunities

One View is for:
  • Lenders
    • Financial Institutions 
    • Banks
    • Credit Unions
    • FinTechs
    • Personal Lending
    • Rental
    • Auto
  • Auto dealers
  • Insurers
  • Government
  • Utilities
  • Communications

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