Predict consumer risk, income, capacity and propensity

Leveraging Scores and Attributes from Equifax can help clients build a stronger foundation for predictive decisioning with current consumer credit risk perspective and for marketing optimization. Access actionable consumer insights built from robust consumer credit attributes and industry-specific decisioning tools to accelerate acquisition, mitigate risk and increase revenue.

Benefits

INCREASES
Help Increase Revenue
Streamline acquisition processes and targeted cross-sell and up-sell campaigns. Say “yes” to more qualified applicants while managing risk
Fraud
Identify Fraud and Risk
Quickly identify high-risk or potentially fraudulent consumers
AcctManagement
Strengthen Account Management
Utilize comprehensive, accurate and up-to-date insights available -- including trended data -- at any point in the consumer lifecycle

Key Features

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      Leverages our broad library of data assets including core credit and alternative data
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      Utilizes proprietary explainable artificial intelligence tools to deliver insights
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      Provides meaningful insights that inform better decisions

Use Cases

Scores and Attributes are for businesses that need to:
  • Determine credit worthiness of new customers for the purposes of making lending decisions, insurability, utility and telecommunications account acquisitions, and more
  • Help expand market share while managing risk by utilizing alternative data
  • Make quick, actionable account acquisition decisions
  • Deepen a consumer’s relationship with cross-sell and up-sell opportunities

Scores and Attributes is for:
  • Lenders:
    • Financial Institutions
    • Banks
    • Credit Unions
    • Fintechs
    • Mortgage / Capital Markets
    • Auto
  • Auto dealers
  • Insurers
  • Government
  • Utilities
  • Communications
  • Technology Partners

Scores and Attributes can be be used to access:
  • FICO® Scores
  • VantageScore®
  • Bankruptcy Navigator Index™
  • Consumer IncomeView™
  • Equifax Risk Score
  • Insight Scores™
  • Peak Attribute Suite

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