Predictive consumer data without the full Equifax Report for fast well-informed decisions

The limited consumer report enables speedier integration by allowing customers to code to as little or as much as needed. It significantly reduces the coding time for customers that do not wish to receive the full Equifax Consumer report while still enabling lenders to make faster, more informed credit-granting decisions to better manage their risk and help improve growth opportunities.
Benefits
Insight
Desired Limited View
Customers can quickly decision using a limited targeted view without receiving the full Consumer credit report
Fraud
Help reduce fraud and risk
By quickly identifying high-risk consumers
AcctManagement
Strengthen account management
By using the most comprehensive, accurate and up-to-date information available, including optional attributes.
Key Features
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      Reduce application fraud by accessing the consumer’s identification information
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      Help improve decision making with optional scoring models and fraud protection tools
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      Delivers only the identity information for times when a full credit report is not needed

Use Cases
Limited Consumer Report is for businesses that want to:
  • Receive a limited version of the credit report without receiving the full consumer credit report
  • Quickly verify applicant supplied information using a cost effective tool 
  • Deepen a consumer’s relationship with cross-sell/up-sell opportunities

Limited Consumer Report is for:
  • Lenders
    • Financial Institutions
    • Banks
    • Credit Unions
    • FinTech’s
    • Mortgage
    • Auto
  • Auto dealers
  • Insurers
  • Government
  • Utilities

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