Empower your consumers by offering daily alerts when a change occurs on their Equifax® only or Equifax®, TransUnion®, or Experian® reports. Some Equifax® only credit report alerts may be available in near-real time

The Credit Monitoring API enables you to notify your consumers about key changes to their Equifax® credit report or changes to their reports from all three nationwide credit bureaus (Equifax®, TransUnion®, and Experian®) within your product solution.

Benefits

Notifications
Change Notifications
Consumers will receive daily notification of key changes to their Equifax® only credit report or all three nationwide credit bureau credit reports (Equifax®, TransUnion®, and Experian®). Some Equifax® only credit report alerts may be available in near-real time.

Key Features

    • circled-check
      Provides Equifax® only or Equifax®, TransUnion®, and Experian® credit report monitoring with daily change alerts.
    • circled-check
      Alerts will be sent if the following events occur: New Inquiry, Address Change, Name Change (Equifax only), New Collection, Existing Collection Change, New Account, Existing Account Change, New Bankruptcy, Existing Bankruptcy Change, New Tax Lien, Existing Tax Lien Change, New Suit or Judgment, Existing Suit or Judgment Change
    • circled-check
      You can also add the following alert types to Equifax® only credit report monitoring for the following events: Blocked Inquiry, Score Monitoring, and Balance Monitoring.

Use Cases

The Credit Monitoring API enables you to:
  • Use your own product solution to deliver Equifax® only or Equifax®, TransUnion®, and Experian® credit alerts to your consumers.

The Credit Monitoring API is for business partners, such as:
  • Financial Institutions
  • Fintech Companies
  • Financial Service Providers

 


To view API Reference you must be logged in.
To view Additional API Docs you must be logged in.